Active

$439,900

118 N Main Street
Urbana, OH 43078

0
Baths: 0.08
Acres

About this home

Positioned in the coveted 100 block of North Main Street in the very heart of Urbana's vibrant downtown business district, this admired commercial building offers a rare opportunity to own a landmark property with deep local roots...

List price: $439,900
Original list price: $449,900
Days on market: 271 days
Annual property taxes: $3,338 / year
Year built: 1900

MLS # 20260207160645134680000000 · Listed by V. Patrick Hamilton · REMAX Alliance Realty · Listed Feb 7, 2026 · Updated Jul 31, 2026

Property details

Listing overviewMLS-approved public listing fields

MLS number: 226003622
Status: Active
List price: $439,900
Original list price: $449,900
List date: Feb 7, 2026
Property type: Commercial
Property subtype: Mixed Use
County: Champaign
Township: Urbana
Parcel number: K48-25-00-04-19-030-00

TaxesMLS-approved public listing fields

Annual property tax: $3,338
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bathrooms: 0
Finished area: 8,334 sq ft

Exterior and lotMLS-approved public listing fields

Lot size: 0.08

Listing and showing informationMLS-approved public listing fields

Listing office: REMAX Alliance Realty
Listing agent: V. Patrick Hamilton
Public remarks: Positioned in the coveted 100 block of North Main Street in the very heart of Urbana's vibrant downtown business district, this admired commercial building offers a rare opportunity to own a landmark property with deep local roots. Held in the same family for decades and currently home to the prestigious Guild Galleries Interiors, an interior design studio, retail boutique, and fine women's clothing and accessories destination, the property is surrounded by thriving retail shops, restaurants, coffee shops, bank, bookstore, event center and professional offices, truly embodying the phrase 'location, location, location.' Inside, the building features four full levels of usable space, including a finished basement, all conveniently served by a working elevator that reaches every floor along with traditional stair access. The basement level is finished for office use and includes a half bath. The main level showcases over 3,000 square feet of retail space highlighted by a blend of gleaming hardwood floors and carpeted areas, while the second floor provides an additional 3,000+ square feet that has most recently functioned as an expansive retail showroom. The third level contributes another 1,500+ square feet currently utilized for storage. With both front and rear public entrances and a public parking lot directly behind the building, accessibility is exceptional. Well- maintained and among the larger downtown properties where all four floors can be fully utilized, this building presents unlimited possibilities for retail, professional offices, loft-style apartments, or a creative mixed-use vision ready to be brought to life by its next owner. Real Estate Only - The Business can be negotiated outside of the Real Estate Transaction.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20260207160645134680000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: REMAX Alliance Realty
Listing agent: V. Patrick Hamilton
List date: Feb 7, 2026

Location & neighborhood

Named schools are not available from the reviewed sources for this listing.

Data details

District attendance-area locator

District: Urbana City School District

MLS-reported school names are not guaranteed attendance assignments. Independently verify every school and attendance assignment with the district.

How this home fits the Urbana market

Payment estimate

Estimated monthly housing cost

Home price$Down payment%Loan termInterest rate%Property taxes / year · MLS$Home insurance / year · Estimated$HOA/COA fees / month · Not provided$

Estimated monthly payment

$2,686

Estimated loan amount: $351,920

Principal & interest: $2,224
Property taxes: $278
Home insurance: $183
HOA/COA fees: Not included

“Not included” means no reliable source value was available. Enter a confirmed amount for a fuller estimate.

Planning estimate only—not a loan offer, official Loan Estimate, or insurance quote. Confirm actual costs with your lender and other providers.

Estimate details

Insurance starts at a planning estimate of 0.5% of the home price per year. Items shown as “Not included” are excluded from the total. The estimate does not include closing costs, utilities, maintenance, special assessments, or every lender and escrow charge; mortgage insurance may also apply based on the loan.

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+16143525645

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About this home

List price: $439,900
Original list price: $449,900
Days on market: 271 days
Annual property taxes: $3,338 / year
Year built: 1900

MLS # 20260207160645134680000000 · Listed by V. Patrick Hamilton · REMAX Alliance Realty · Listed Feb 7, 2026 · Updated Jul 31, 2026

Property details

Listing overviewMLS-approved public listing fields

MLS number: 226003622
Status: Active
List price: $439,900
Original list price: $449,900
List date: Feb 7, 2026
Property type: Commercial
Property subtype: Mixed Use
County: Champaign
Township: Urbana
Parcel number: K48-25-00-04-19-030-00

TaxesMLS-approved public listing fields

Annual property tax: $3,338
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bathrooms: 0
Finished area: 8,334 sq ft

Exterior and lotMLS-approved public listing fields

Lot size: 0.08

Listing and showing informationMLS-approved public listing fields

Listing office: REMAX Alliance Realty
Listing agent: V. Patrick Hamilton
Public remarks: Positioned in the coveted 100 block of North Main Street in the very heart of Urbana's vibrant downtown business district, this admired commercial building offers a rare opportunity to own a landmark property with deep local roots. Held in the same family for decades and currently home to the prestigious Guild Galleries Interiors, an interior design studio, retail boutique, and fine women's clothing and accessories destination, the property is surrounded by thriving retail shops, restaurants, coffee shops, bank, bookstore, event center and professional offices, truly embodying the phrase 'location, location, location.' Inside, the building features four full levels of usable space, including a finished basement, all conveniently served by a working elevator that reaches every floor along with traditional stair access. The basement level is finished for office use and includes a half bath. The main level showcases over 3,000 square feet of retail space highlighted by a blend of gleaming hardwood floors and carpeted areas, while the second floor provides an additional 3,000+ square feet that has most recently functioned as an expansive retail showroom. The third level contributes another 1,500+ square feet currently utilized for storage. With both front and rear public entrances and a public parking lot directly behind the building, accessibility is exceptional. Well- maintained and among the larger downtown properties where all four floors can be fully utilized, this building presents unlimited possibilities for retail, professional offices, loft-style apartments, or a creative mixed-use vision ready to be brought to life by its next owner. Real Estate Only - The Business can be negotiated outside of the Real Estate Transaction.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20260207160645134680000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: REMAX Alliance Realty
Listing agent: V. Patrick Hamilton
List date: Feb 7, 2026

Location & neighborhood

Named schools are not available from the reviewed sources for this listing.

Data details

District attendance-area locator

District: Urbana City School District

MLS-reported school names are not guaranteed attendance assignments. Independently verify every school and attendance assignment with the district.

How this home fits the Urbana market

Payment estimate

Estimated monthly housing cost

Home price$Down payment%Loan termInterest rate%Property taxes / year · MLS$Home insurance / year · Estimated$HOA/COA fees / month · Not provided$

Estimated monthly payment

$2,686

Estimated loan amount: $351,920

Principal & interest: $2,224
Property taxes: $278
Home insurance: $183
HOA/COA fees: Not included

“Not included” means no reliable source value was available. Enter a confirmed amount for a fuller estimate.

Planning estimate only—not a loan offer, official Loan Estimate, or insurance quote. Confirm actual costs with your lender and other providers.

Estimate details