Active

$389,000

430 Ridgeland Drive
Howard, OH 43028

Apple Valley lake

4
Beds: 2.5
Baths: 2,225
Sq Ft: 0.33
Acres: 2 car
Garage

About this home

Lake life in Apple Valley starts here! This 4-bedroom, 2.5-bath home offers 2,225 sq ft of finished living space, including a finished lower level, all just minutes from King Beach and the clubhouse. The open-concept main level is...

List price: $389,000
Original list price: $389,000
Annual property taxes: $4,064 / year
Year built: 2007

MLS # 20261027154408502968000000 · Listed by Crystal Snell-Tomes · e-Merge Real Estate Champions · Listed Oct 29, 2026 · Updated Oct 29, 2026

Property details

Listing overviewMLS-approved public listing fields

MLS number: 226041176
Status: Active
List price: $389,000
Original list price: $389,000
List date: Oct 29, 2026
Property type: Residential
Property subtype: Single Family Residence
County: Knox
Township: Howard
Subdivision: Apple Valley lake
Parcel number: 35-00072.000

TaxesMLS-approved public listing fields

Annual property tax: $4,064
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bedrooms: 4
Bathrooms: 2.5
Full bathrooms: 2
Half bathrooms: 1
Living area: 2,225 sq ft
Finished area: 1,777 sq ft
Basement: Yes
Fireplace: Yes

Exterior and lotMLS-approved public listing fields

Lot size: 0.33

ParkingMLS-approved public listing fields

Garage spaces: 2
Garage type: Yes

AssociationMLS-approved public listing fields

HOA fee: $366
Frequency: Annually
Fee: $366
Fee frequency: Annually

SchoolsMLS-approved public listing fields

School district: EAST KNOX LSD 4203 KNO CO.

Listing and showing informationMLS-approved public listing fields

Listing office: e-Merge Real Estate Champions
Listing agent: Crystal Snell-Tomes
Public remarks: Lake life in Apple Valley starts here! This 4-bedroom, 2.5-bath home offers 2,225 sq ft of finished living space, including a finished lower level, all just minutes from King Beach and the clubhouse. The open-concept main level is built for gathering, with granite countertops, a refinished butcher block island, beautiful 42'' staggered glazed maple cabinets and stainless steel appliances. A convenient half bath just off the living room. Upstairs, the primary suite is a true retreat, featuring a tray ceiling, a custom walk-in closet, and a spa-like bath with an oversized marble walk-in shower with dual shower heads and a new double vanity, mirror and lighting. Two additional bedrooms and an additional full bath with new tiled shower and the laundry room, complete the upper level. The recently finished basement adds a fourth bedroom and a rec room, ideal for movie nights, game day or guests. Outside, enjoy a large, level, fenced yard and a recently updated Trex deck with a natural gas hookup for the grill. An attached two garage and the widened driveway has room for your boat, camper or extra vehicles, and the marina and Apple Valley's main entrance are just a short drive away. Owning in Apple Valley means access to the community's private 511-acre lake for boating, fishing, jet skiing and more, plus three private beaches, an outdoor pool, fitness center, clubhouse and full-service marina.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20261027154408502968000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: e-Merge Real Estate Champions
Listing agent: Crystal Snell-Tomes
List date: Oct 29, 2026

Location & neighborhood

East Knox Elementary School4/5 stars1.1 mi straight-line · Nearby public school—not an assignment
East Knox Junior/Senior High School3/5 stars1.3 mi straight-line · Nearby public school—not an assignment

Data details

District attendance-area locator

District: East Knox Local School District

Closest schools are ranked by straight-line distance from official NCES public-school building locations. Proximity does not determine attendance assignment or enrollment. Independently verify every school and attendance assignment with the district.

Census Tract 68.01; Knox County; Ohio

Area housing context

Data details

U.S. Census Bureau American Community Survey

Geography: Census Tract 68.01; Knox County; Ohio
GEOID: 39083006801
Period: 2020–2024 ACS five-year estimates
Retrieved: Oct 25, 2026
Median owner-occupied value: $282,500 ± $20,098
Census annotation: -; **

Census tract estimates describe an area, not a person or household. ACS estimates have sampling error and should not be used to steer, rank protected classes, or make eligibility decisions.

Open source

Housing units: 3,064
Occupied: 78%
Owner occupied: 96%
Median year built: 1999

How this home fits the Howard market

Payment estimate

Estimated monthly housing cost

Home price$Down payment%Loan termInterest rate%Property taxes / year · MLS$Home insurance / year · Estimated$HOA/COA fees / month · MLS$

Estimated monthly payment

$2,498

Estimated loan amount: $311,200

Principal & interest: $1,967
Property taxes: $339
Home insurance: $162
HOA/COA fees: $31

Planning estimate only—not a loan offer, official Loan Estimate, or insurance quote. Confirm actual costs with your lender and other providers.

Estimate details

Insurance starts at a planning estimate of 0.5% of the home price per year. Items shown as “Not included” are excluded from the total. The estimate does not include closing costs, utilities, maintenance, special assessments, or every lender and escrow charge; mortgage insurance may also apply based on the loan.

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Team Lead, REALTOR®

+16143525645

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About this home

List price: $389,000
Original list price: $389,000
Annual property taxes: $4,064 / year
Year built: 2007

MLS # 20261027154408502968000000 · Listed by Crystal Snell-Tomes · e-Merge Real Estate Champions · Listed Oct 29, 2026 · Updated Oct 29, 2026

Property details

Listing overviewMLS-approved public listing fields

MLS number: 226041176
Status: Active
List price: $389,000
Original list price: $389,000
List date: Oct 29, 2026
Property type: Residential
Property subtype: Single Family Residence
County: Knox
Township: Howard
Subdivision: Apple Valley lake
Parcel number: 35-00072.000

TaxesMLS-approved public listing fields

Annual property tax: $4,064
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bedrooms: 4
Bathrooms: 2.5
Full bathrooms: 2
Half bathrooms: 1
Living area: 2,225 sq ft
Finished area: 1,777 sq ft
Basement: Yes
Fireplace: Yes

Exterior and lotMLS-approved public listing fields

Lot size: 0.33

ParkingMLS-approved public listing fields

Garage spaces: 2
Garage type: Yes

AssociationMLS-approved public listing fields

HOA fee: $366
Frequency: Annually
Fee: $366
Fee frequency: Annually

SchoolsMLS-approved public listing fields

School district: EAST KNOX LSD 4203 KNO CO.

Listing and showing informationMLS-approved public listing fields

Listing office: e-Merge Real Estate Champions
Listing agent: Crystal Snell-Tomes
Public remarks: Lake life in Apple Valley starts here! This 4-bedroom, 2.5-bath home offers 2,225 sq ft of finished living space, including a finished lower level, all just minutes from King Beach and the clubhouse. The open-concept main level is built for gathering, with granite countertops, a refinished butcher block island, beautiful 42'' staggered glazed maple cabinets and stainless steel appliances. A convenient half bath just off the living room. Upstairs, the primary suite is a true retreat, featuring a tray ceiling, a custom walk-in closet, and a spa-like bath with an oversized marble walk-in shower with dual shower heads and a new double vanity, mirror and lighting. Two additional bedrooms and an additional full bath with new tiled shower and the laundry room, complete the upper level. The recently finished basement adds a fourth bedroom and a rec room, ideal for movie nights, game day or guests. Outside, enjoy a large, level, fenced yard and a recently updated Trex deck with a natural gas hookup for the grill. An attached two garage and the widened driveway has room for your boat, camper or extra vehicles, and the marina and Apple Valley's main entrance are just a short drive away. Owning in Apple Valley means access to the community's private 511-acre lake for boating, fishing, jet skiing and more, plus three private beaches, an outdoor pool, fitness center, clubhouse and full-service marina.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20261027154408502968000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: e-Merge Real Estate Champions
Listing agent: Crystal Snell-Tomes
List date: Oct 29, 2026

Location & neighborhood

East Knox Elementary School4/5 stars1.1 mi straight-line · Nearby public school—not an assignment
East Knox Junior/Senior High School3/5 stars1.3 mi straight-line · Nearby public school—not an assignment

Data details

District attendance-area locator

District: East Knox Local School District

Census Tract 68.01; Knox County; Ohio

Area housing context

Data details

U.S. Census Bureau American Community Survey

Geography: Census Tract 68.01; Knox County; Ohio
GEOID: 39083006801
Period: 2020–2024 ACS five-year estimates
Retrieved: Oct 25, 2026
Median owner-occupied value: $282,500 ± $20,098
Census annotation: -; **

Census tract estimates describe an area, not a person or household. ACS estimates have sampling error and should not be used to steer, rank protected classes, or make eligibility decisions.

Open source

Housing units: 3,064
Occupied: 78%
Owner occupied: 96%
Median year built: 1999

How this home fits the Howard market

Payment estimate

Estimated monthly housing cost

Home price$Down payment%Loan termInterest rate%Property taxes / year · MLS$Home insurance / year · Estimated$HOA/COA fees / month · MLS$

Estimated monthly payment

$2,498

Estimated loan amount: $311,200

Principal & interest: $1,967
Property taxes: $339
Home insurance: $162
HOA/COA fees: $31

Planning estimate only—not a loan offer, official Loan Estimate, or insurance quote. Confirm actual costs with your lender and other providers.

Estimate details