Active

$259,900

562 Terrace Ridge Circle
Howard, OH 43028

3
Beds: 2
Baths: 1,578
Sq Ft: 0.29
Acres: 2 car
Garage

About this home

Welcome to 562 Terrace Ridge Circle in Mount Vernon School District, a beautiful retreat in the highly sought-after Apple Valley Lake community. Built in 2006, this well-maintained 3-bedroom, 2-full-bath home offers 1,578 square f...

List price: $259,900
Original list price: $310,000
Days on market: 47 days
Annual property taxes: $3,143 / year
Year built: 2006

MLS # 20260603151258132591000000 · Listed by Sibley Poland · Red 1 Realty · Listed Jul 14, 2026 · Updated Aug 20, 2026

Property details

Listing overviewMLS-approved public listing fields

MLS number: 226021509
Status: Active
List price: $259,900
Original list price: $310,000
List date: Jul 14, 2026
Property type: Residential
Property subtype: Single Family Residence
County: Knox
Township: Brown
Parcel number: 06-00585.000

TaxesMLS-approved public listing fields

Annual property tax: $3,143
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bedrooms: 3
Bathrooms: 2
Living area: 1,578 sq ft
Finished area: 1,443 sq ft
Basement: Yes

Exterior and lotMLS-approved public listing fields

Lot size: 0.29

ParkingMLS-approved public listing fields

Garage spaces: 2
Garage type: Yes

AssociationMLS-approved public listing fields

HOA fee: $366
Frequency: Annually
Fee: $366
Fee frequency: Annually

SchoolsMLS-approved public listing fields

School district: MT VERNON CSD 4205 KNO CO.

Listing and showing informationMLS-approved public listing fields

Listing office: Red 1 Realty
Listing agent: Sibley Poland
Public remarks: Welcome to 562 Terrace Ridge Circle in Mount Vernon School District, a beautiful retreat in the highly sought-after Apple Valley Lake community. Built in 2006, this well-maintained 3-bedroom, 2-full-bath home offers 1,578 square feet of comfortable living space designed for everyday living and lasting memories. Recent updates include fresh paint throughout. This home also features a convenient main-level laundry located within the main-level bedroom closet. From the moment you arrive, you'll appreciate the inviting feel of this home. Inside, you'll find a thoughtfully designed floor plan featuring a convenient entry-level bedroom and full bath, offering flexibility for guests, a home office, or those seeking first-floor living. The spacious living areas provide a warm and welcoming atmosphere, perfect for relaxing after a day on the lake or gathering with family and friends. Central air conditioning and propane heat ensure year-round comfort, while the attached 2-car garage provides plenty of room for vehicles, storage, and all your recreational gear. What truly sets this home apart is the lifestyle that comes with it. As a resident of Apple Valley, you'll enjoy access to a private 511-acre lake offering boating, fishing, swimming, kayaking, and endless opportunities to enjoy the outdoors. Community amenities include beaches, parks, walking trails, a clubhouse, fitness facilities, and year-round activities that bring neighbors together and create a true sense of community. Whether you're searching for a full-time residence, a weekend escape, or a place where family traditions can be made for years to come, 562 Terrace Ridge Circle offers the perfect blend of comfort, recreation, and small-town charm. Come discover why so many people are proud to call Apple Valley home.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20260603151258132591000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: Red 1 Realty
Listing agent: Sibley Poland
List date: Jul 14, 2026

Location & neighborhood

Named schools are not available from the reviewed sources for this listing.

Data details

District attendance-area locator

District: Mount Vernon City School District

MLS-reported school names are not guaranteed attendance assignments. Independently verify every school and attendance assignment with the district.

Census Tract 68.01; Knox County; Ohio

Area housing context

Data details

U.S. Census Bureau American Community Survey

Geography: Census Tract 68.01; Knox County; Ohio
GEOID: 39083006801
Period: 2020–2024 ACS five-year estimates
Retrieved: Aug 30, 2026
Median owner-occupied value: $282,500 ± $20,098
Census annotation: -; **

Census tract estimates describe an area, not a person or household. ACS estimates have sampling error and should not be used to steer, rank protected classes, or make eligibility decisions.

Open source

Housing units: 3,064
Occupied: 78%
Owner occupied: 96%
Median year built: 1999

How this home fits the Howard market

Payment estimate

Estimated monthly housing cost

Home price$Down payment%Loan termInterest rate%Property taxes / year · MLS$Home insurance / year · Estimated$HOA/COA fees / month · MLS$

Estimated monthly payment

$1,715

Estimated loan amount: $207,920

Principal & interest: $1,314
Property taxes: $262
Home insurance: $108
HOA/COA fees: $31

Planning estimate only—not a loan offer, official Loan Estimate, or insurance quote. Confirm actual costs with your lender and other providers.

Estimate details

Insurance starts at a planning estimate of 0.5% of the home price per year. Items shown as “Not included” are excluded from the total. The estimate does not include closing costs, utilities, maintenance, special assessments, or every lender and escrow charge; mortgage insurance may also apply based on the loan.

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Property details

Listing overviewMLS-approved public listing fields

MLS number: 226021509
Status: Active
List price: $259,900
Original list price: $310,000
List date: Jul 14, 2026
Property type: Residential
Property subtype: Single Family Residence
County: Knox
Township: Brown
Parcel number: 06-00585.000

TaxesMLS-approved public listing fields

Annual property tax: $3,143
Tax year: 2,025

Rooms and interiorMLS-approved public listing fields

Bedrooms: 3
Bathrooms: 2
Living area: 1,578 sq ft
Finished area: 1,443 sq ft
Basement: Yes

Exterior and lotMLS-approved public listing fields

Lot size: 0.29

ParkingMLS-approved public listing fields

Garage spaces: 2
Garage type: Yes

AssociationMLS-approved public listing fields

HOA fee: $366
Frequency: Annually
Fee: $366
Fee frequency: Annually

SchoolsMLS-approved public listing fields

School district: MT VERNON CSD 4205 KNO CO.

Listing and showing informationMLS-approved public listing fields

Listing office: Red 1 Realty
Listing agent: Sibley Poland
Public remarks: Welcome to 562 Terrace Ridge Circle in Mount Vernon School District, a beautiful retreat in the highly sought-after Apple Valley Lake community. Built in 2006, this well-maintained 3-bedroom, 2-full-bath home offers 1,578 square feet of comfortable living space designed for everyday living and lasting memories. Recent updates include fresh paint throughout. This home also features a convenient main-level laundry located within the main-level bedroom closet. From the moment you arrive, you'll appreciate the inviting feel of this home. Inside, you'll find a thoughtfully designed floor plan featuring a convenient entry-level bedroom and full bath, offering flexibility for guests, a home office, or those seeking first-floor living. The spacious living areas provide a warm and welcoming atmosphere, perfect for relaxing after a day on the lake or gathering with family and friends. Central air conditioning and propane heat ensure year-round comfort, while the attached 2-car garage provides plenty of room for vehicles, storage, and all your recreational gear. What truly sets this home apart is the lifestyle that comes with it. As a resident of Apple Valley, you'll enjoy access to a private 511-acre lake offering boating, fishing, swimming, kayaking, and endless opportunities to enjoy the outdoors. Community amenities include beaches, parks, walking trails, a clubhouse, fitness facilities, and year-round activities that bring neighbors together and create a true sense of community. Whether you're searching for a full-time residence, a weekend escape, or a place where family traditions can be made for years to come, 562 Terrace Ridge Circle offers the perfect blend of comfort, recreation, and small-town charm. Come discover why so many people are proud to call Apple Valley home.

Provider and sourceMLS, status, agent, brokerage, and dates

MLS number: 20260603151258132591000000
Status: Active
MLS: Columbus and Central Ohio Regional MLS
Listing office: Red 1 Realty
Listing agent: Sibley Poland
List date: Jul 14, 2026

Location & neighborhood

Named schools are not available from the reviewed sources for this listing.

Data details

District attendance-area locator

District: Mount Vernon City School District

MLS-reported school names are not guaranteed attendance assignments. Independently verify every school and attendance assignment with the district.

Census Tract 68.01; Knox County; Ohio

Area housing context

Data details

U.S. Census Bureau American Community Survey

Geography: Census Tract 68.01; Knox County; Ohio
GEOID: 39083006801
Period: 2020–2024 ACS five-year estimates
Retrieved: Aug 30, 2026
Median owner-occupied value: $282,500 ± $20,098
Census annotation: -; **

Census tract estimates describe an area, not a person or household. ACS estimates have sampling error and should not be used to steer, rank protected classes, or make eligibility decisions.

Open source

Housing units: 3,064
Occupied: 78%
Owner occupied: 96%
Median year built: 1999